Last Updated: February 17, 2026

1. Educational and Informational Purposes Only
   The information provided on Quadrant Wise (https://quadrantwise.com), including but not limited to text, graphics, images, and the 4-Quadrant
   System framework, is for educational and informational purposes only. It is intended to provide a structured approach to understanding personal
   finance and is not a substitute for professional financial advice.

2. Not Professional Financial Advice
   The authors of Quadrant Wise are not licensed financial advisors, certified financial planners, or legal professionals. The 4-Quadrant System is a
   conceptual tool designed to assist with money organization and financial clarity. It should not be construed as specific investment, legal, or tax
   advice. Before making any significant financial decisions, you should consult with a qualified professional who is aware of your individual circumstances.

3. No Guarantee of Results
   While the 4-Quadrant System is designed to promote financial discipline and clarity, individual results will vary. Financial success depends on
   many factors, including personal behavior, economic conditions, and individual income levels. Quadrant Wise makes no guarantees regarding the
   specific financial outcomes or “wealth-building” results you may achieve by following this framework.

4. Accuracy of Information
   While we strive to provide accurate and up-to-date information, financial regulations and market conditions change rapidly. Quadrant Wise assumes no responsibility or liability for any errors or omissions in the content of this site, or for any losses, injuries, or damages arising from its
   display or use.

5. Personal Responsibility
   By using this website, you acknowledge that you are using the information provided at your own risk. You are solely responsible for your own
   financial decisions and any consequences that result from implementing the strategies discussed on this site.

6. External Links
   This website may contain links to external websites that are not provided or maintained by or in any way affiliated with Quadrant Wise. Please
   note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.